What do blockchain and cryptocurrency mean for the future of payments, and for the world of banking? What could Facebook’s Libra do to how payments are transacted? What’s the potential likelihood of a global stable currency? What might be next for digital currency, looking at how the free, instant micropayments that are now available with cryptocurrency could affect digital purchasing? ■ Erica Stanford, Founder - Crypto Curry Club ☐ Rob Learney PhD MRCS - Lead Technologist, Blockchain & Distributed Ledger Tech, Digital Catapult